Save Or Pay Debts First?
Last year, I mentioned somewhere on the forum that most Americans don't save money. One would assume that they save a little money each month but apparently the problem is worse than that. According to...
View ArticleSave Through Piggy Bank
Many a times, we neglect the role of coins when considering money. We tend to think coins are too petty and fir children. However, sometimes they become so useful that you can actually pay a bill. It...
View ArticleSaving On E-wallets
Would you save your money on e-wallet? Fear of a hack would make many think that saving money online in the e-wallet would be very risky. But come to think of it even the banks do operate online too....
View ArticleHow Do You Save?
Do you save into a locked account where you can't get to it, buy assets or shares, or just let the money build up in your current account because there is never that much of it anyway? I've found that...
View Article52 Week Savings Challenge
Have any of you heard of or tried the 52 week savings challenge? I read about it online a few months ago and started doing it the first week of January this year. Basically what you do is get a chart...
View ArticleSaving For Children’s Education
As by the ongoing trends, children’s education is getting expensive day by day. The cost of higher studies is significantly high even in Govt. Institutions. And, as could be guessed, not all the...
View ArticleTrying To Earn More?
Easier said that done though. If only it was that easy to get a job . . . Fact though is if you earn some money on the side [you could start an online business for example] you'll have enough money to...
View ArticleSaving Coin Story
This is a story of a woman who saves coins. She was featured in the evening news last week. Her penchant for saving coins has helped her send her children to school because eventually the coins she...
View ArticlePiggy Bank Vs. Real Bank
Well, today i will share my real life experience. Just happened a while ago. Am still in shock. I have been saving in a piggy bank in my house for close to two years now. It was a big piggy bank,...
View ArticleSavings Suggestions
Hello all, With the start of a new month, I have decided to save money regularly. With the money saved, I am also planning to invest it smartly which will be effective and helpful for me. I have no...
View ArticleAnyone Investing In Stock Market?
I have been investing in different stocks for a long time and still looking for a right strategy! Sometimes I feel that investing in Bluechip for long term basis is right as the risk involved is...
View ArticleMotvating Yourself To Keep Saving
For most people saving isn't easy but it's not because they don't earn enough. Many people don't save much because lack that motivation to keep saving. Instant gratification is what's on their mind....
View ArticleYou Don't Need A Loan To Buy A Car, Here Is How.
You need to buy a vehicle? Your quick fix is a loan, right? Wrong! Most financial insituations don't offer 100% financing. Say you want a vehicle worth 1Million, the bank will give you 900k and you...
View ArticleMost Preferred Saving Method?
Which is your most preferred saving method? State your reasons please.
View ArticleMicro Savings Groups
These micro savings groups focus on pooling and investing savings. Members agree to contribute a certain amount on each meeting and then on the same meeting the total amount collected is given to some...
View ArticleHow Much Money Saved Up Will Make You Feel Secure?
I often come across finance articles that advise people to save up to six months' worth of their monthly expenditures in an emergency fund. The idea is to have funds handy when a person goes through...
View ArticleHow Do You Budget On Your Savings After Losing Your Job?
I like to believe that every human being on earth is engulfed by the fear of the future. We work hard everyday, all day, trying to secure a safe future for our families. However, sometimes the...
View ArticleEmergency Accounts
Emergencies such as medical care can make us get into bad debts. Bad debts only work to drag us back financially. The only way to take care of these unseen tragedies that require financial attention is...
View ArticleJoint Account For Unmarried Spouses.
Ahem. Ever since time immemorial, couples have decided to not only get joined in the house, but also in the bank. They have opened joint bank accounts and joint ventures to help share some of the...
View ArticleHow To Cut Spending
This is one plan my friend suggested to me when I complained to him about my reckless spending habit. he told me to always leave my credit card at home when I am going to places I have no plan to buy...
View ArticleClik here to view.
Investing In Stock Market
My father has started to invest money in the stock market as his company is giving him shares. All the employees get shares of their company and he has opened a trading account. Since I and my father...
View ArticleDelayed Purchasing
At times, cravings and desire for instant gratification can cause us to blindly buy things that we do not necessarily need. For example when I was in school, I would buy books only to write in them...
View ArticleHow Many Save For Building Their Dream Home?
If you are like me then you have probably figured your future out. I like to sit down and write about what I want my future to be like. And as they say, achievers achieve by doing and not just...
View ArticleWhich Is The Best Investment Plan?
Investments are a Good way of multiplying your savings because of the Returns you get from investment schemes. There are a variety of investment schemes for example the stock market, Real estate and...
View ArticleClik here to view.
To Save Or To Invest
Have you been in a dilemma of whether to save first or invest? I believe that we should save first before investing. This is because, we will have cash in hand for use and even invest some after years...
View ArticleDo You Avoid Dry Cleaning Services To Save Money
It's a common thing and a routine behaviour for most working class people to always take their laundry to dry cleaning services probably because of less time and chance at their disposal to do it...
View ArticleWhere do you save?
Interest rates seem to be lower than ever. The days of interest rates at 10% or higher are long gone. I've been looking for safe places to invest and the best rates I've found were 3.9%. I'm now...
View ArticleHow Important Is Money To You?
The importance of money in human life is similar to the importance of food for the body. The only problem is money does not come just like that to any person by any amount of wishing, praying or...
View ArticleWould You Rather Save Or Borrow A Loan?
The rate at which interest is fluctuating and prices are increasing in my country, I would rather save than borrow a loan. A loan is good since you will immediately spend on what you wanted with no...
View ArticleMoney Makes The World Go Round. Do You Agree?
The Simplest way to think of it is to think of money energy - money is the energy that keeps the world turning around. Of course, that is not the actual world, it means the world of commerce buying and...
View ArticleEmi Card
With the introduction of EMI on almost every major electronic purchase or for other items too, I find that it has opened a whole new opportunity for even poor people to acquire things of their desire...
View ArticlePaying Yourself First Or Paying Yourself Last?
What is your habit when you are saving your money? Are you the kind of person when your payday comes you had the habit of paying yourself first? Which means you will allocate first a percentage of your...
View ArticleClik here to view.
Did you start saving early?
I opened my Roth IRA account when I was 21. I am currently 26 and have continued to save. How early did you start? Did you notice a big difference? My only worry is that I am still making so little in...
View ArticlePayco - Create An Account And Get A $5 Bonus
I have just discovered PayCo, it will give $5 if you create an account in affiliate program. Moreover, it has a excellent referral program that works the following form: for every transfer that your...
View ArticleHow Do You Stop Yourself From Going Into Debt?
What makes saving almost impossible for most people is because they have debts they have to pay. And it can take a really long time to clear the debts if you can't stop yourself from spending more...
View ArticleOnline Passive Income
Have you thought about investing online and wait for it to grow on its own? I've been looking for good websites where I could invest my hard earned money and I've found some but most of them are scams...
View ArticleBest Saving Plans
I need to know your advice. My husband is retiring soon and we are a bit worried about how to handle our money after retirement. What do you think is the best savings plan that we can get? Do you think...
View ArticleDid You Automate Your Saving Deposits In Banks?
It is very difficult for me to save money as I am somewhat a spendthrift. So I opened a Recurring Deposit in a bank and I know I have to put money every month without fail. But I know it is not going...
View ArticleBest Investment Plans To Make
The future is quite uncertain for most people around the world due to hard economic times that are forcing companies to lay off their workers every now and then. It's prudent therefore to have an...
View ArticleSip (systematic Investment Plan).
I came to know of SIP or Systematic Investment Plan when I started investing in stock markets. As you know stock market nowadays seems to be highly volatile and you need nerves of steel to remain...
View ArticleA Wastage Of Money
Am I wasting money by putting them into my 401K? What I like about 401 K are 2 things: 1) I can borrow money in a big emergency 2) it lowers my taxable income because I will make this year around 140K...
View ArticleMemorial Lots As Investment
One of the things I'd like to do in the near future is to buy a memorial lot for two. Many consider memorial lots as investment that appreciates in value alongside real estate. I know some people who...
View ArticleEvading Tax To Save Money. Is It Legal?
We are all familiar with the saying, give to Caesar, what belongs to Caesar. From where I come from there are several types of taxes, such as PAYE, where tax is collected from individuals with gainful...
View ArticleDoes Paying Tax Motivate You To Save?
Paying tax is considered a demotivating factor to make savings. Like in my country, we pay in proportion to how much you earn. Imagine it's your first salary which you have planned to spend to an...
View ArticleWould You Invest In Real Estate?
Due to emerging investment plans, we need to find the best investment plan out of all of these that guarantees high returns within the shortest period possible. Currently in my country people are...
View ArticleWith Cryptocurrencies, Is It Still Viable To Stick To Traditional Ways Of...
Cryptocurrencies have been christened as the revolutionary financial instruments as ways of making payments and investing. On the investment part, they appear to offer far more sweeter returns than any...
View ArticleWhat Are Some Nice And Easy Investment Apps You Would Suggest?
I have been interested in investing for a long while. It is something that I and most of us will eventually have to look into. So, I came across a couple of apps which include: SigFig, Yahoo! Finance...
View ArticleYour Favorite Ways To Save Money?
Since we know the financial condition the world is facing today so we all have a way to save money? I don't say that we should start saving from scratch but what about cutting cost and save some for...
View ArticleBest Place To Find Money To Invest In Business
I am currently trying to start my own book business and would like to know the best places out there that would be willing to help me start up my business. I am currently looking for small grants, I...
View ArticleDo You Invest Your Money In Iq Option?
So, IQ option is an app which allows you to buy, sell, trade stocks, commodities, cryptocurrencies, forex, and binary options. You can either make a lot of money or you could lose all of that hard...
View Article
